:root {
  --navy: #0b1f3a;
  --gold: #c4a35a;
  --gold-2: #e8d7b0;
  --ink: #1b2430;
  --muted: #5d6876;
  --line: #e7e1d6;
  --bg: #f6f3ee;
  --white: #fff;
  --max: 1120px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: "Noto Sans TC", "PingFang TC", "Microsoft JhengHei", sans-serif; color: var(--ink); background: var(--white); line-height: 1.75; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.wrap { width: min(var(--max), calc(100% - 48px)); margin: 0 auto; }
header { position: sticky; top: 0; z-index: 20; background: rgba(11,31,58,.94); color: white; }
.nav { display: flex; align-items: center; justify-content: space-between; height: 78px; }
.brand { display: flex; align-items: center; gap: 12px; }
.brand img { height: 52px; width: auto; background: white; }
.brand strong { display: block; letter-spacing: .18em; font-size: 16px; }
.brand span { display: block; letter-spacing: .24em; font-size: 11px; color: var(--gold); }
.menu { display: flex; gap: 28px; font-size: 15px; }
.menu a:hover { color: var(--gold); }
.nav-cta { border: 1px solid var(--gold); color: var(--gold); padding: 9px 16px; font-size: 14px; }
.nav-cta:hover { background: var(--gold); color: var(--navy); }
.hero { min-height: 620px; background: linear-gradient(90deg, rgba(8,18,34,.82), rgba(8,18,34,.35)), url("hero.jpg") center/cover no-repeat; color: white; display: flex; align-items: center; }
.kicker { color: var(--gold); letter-spacing: .28em; font-size: 13px; margin: 0 0 16px; }
.hero h1 { font-size: 56px; line-height: 1.2; margin: 0 0 18px; font-weight: 700; letter-spacing: .04em; }
.hero p { max-width: 640px; font-size: 18px; color: #e6ebf2; margin: 0 0 28px; }
.actions { display: flex; gap: 12px; flex-wrap: wrap; }
.btn { display: inline-block; padding: 13px 22px; background: var(--gold); color: var(--navy); font-weight: 700; border: 0; cursor: pointer; }
.btn.ghost { background: transparent; color: white; border: 1px solid white; }
.strip { background: var(--navy); color: white; }
.strip-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.strip-grid div { padding: 28px 8px; border-right: 1px solid rgba(255,255,255,.12); }
.strip-grid div:last-child { border: 0; }
.strip-grid b { display: block; color: var(--gold); letter-spacing: .12em; margin-bottom: 4px; }
section { padding: 84px 0; }
.sec-title { font-size: 34px; margin: 0 0 10px; letter-spacing: .06em; }
.sec-sub { color: var(--muted); margin: 0 0 36px; max-width: 640px; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { background: var(--bg); padding: 32px 26px; min-height: 220px; }
.card .num { color: var(--gold); letter-spacing: .18em; font-size: 13px; }
.card h3 { margin: 10px 0; font-size: 22px; }
.card p { margin: 0; color: var(--muted); }
.band { background: var(--bg); }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.step { background: white; padding: 24px; border-top: 3px solid var(--gold); }
.step b { display: block; margin-bottom: 8px; }
.split { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: center; }
.photo { min-height: 360px; background: url("hero.jpg") center/cover; }
.panel { background: white; border: 1px solid var(--line); padding: 28px; }
label { display: block; font-size: 14px; margin: 12px 0 6px; }
input, textarea { width: 100%; padding: 12px; border: 1px solid #d8d1c4; font: inherit; background: #fff; }
textarea { min-height: 120px; resize: vertical; }
.note { font-size: 13px; color: var(--muted); }
.page-hero { background: var(--navy); color: white; padding: 72px 0 48px; }
.page-hero h1 { margin: 0 0 8px; font-size: 42px; }
.page-hero p { margin: 0; color: #d5dbe4; }
footer { background: #081525; color: #d5dbe3; padding: 48px 0 22px; font-size: 14px; }
.foot { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 24px; }
footer a { color: var(--gold-2); }
.legal { margin-top: 28px; border-top: 1px solid #203049; padding-top: 14px; color: #8d98a6; }
@media (max-width: 860px) {
  .hero { min-height: 520px; }
  .hero h1 { font-size: 36px; }
  .menu { display: none; }
  .cards, .steps, .split, .foot, .strip-grid { grid-template-columns: 1fr; }
  .strip-grid div { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.12); }
}